Articles
Pathway to Wealth Guide – 7. Build a Professionally Managed Share Portfolio 1
THE POWER OF 'AVERAGE'. When financial markets experience volatility, many investors obviously worry; but what are the real effects of a “volatile market”? If you are a long-term investor, with a timeframe of five years or more, you cannot afford to overlook the...
Pathway to Wealth Guide – 6. Smart Super Strategies 3
Is It Time For A Super Review? Picture this... when you were 21 years old your well-meaning but financially inept uncle put $1,000 into an ordinary bank account for you with instructions to leave it there and let the bank’s interest turn it into a fortune. You...
Pathway to Wealth Guide – 6. Smart Super Strategies 2
The Benefits of Super Splitting. Some superannuation funds allow you to split employer or tax deductible contributions with your spouse. Why would you do it? These four case studies show possible benefits. Case 1 Dave and Beth are 52 and want to retire when they are...
Pathway to Wealth Guide – 6. Smart Super Strategies 1
Boost Your super Before June 30 The end of the financial year is rapidly approaching and, along with it, the opportunity to claim a tax deduction on additional superannuation contributions. Why contribute more to super? Superannuation does impose restrictions on...
Pathway to Wealth Guide – 5. Own An Investment Property
Entering the Investment Property Market. Purchasing a property for investment purposes can involve a different set of considerations compared to purchasing a home to live in. Here are some tips to get you started. Which Rental Market? First, decide if your property...
You’ve Paid Off Your Mortgage! Now What?
Paid off your mortgage? Woo-hoo! Break out the champagne and celebrate the freedom you must now feel! But once the dizzy excitement has passed, what will you do next? Discharge or not? The first question is should you discharge your mortgage? You can keep the loan...
Pathway to Wealth Guide – 4. Manage Your Borrowings Wisely
Borrowing to Invest. Borrowing, or gearing, can help you accelerate your wealth creation. It can allow you to buy assets such as an investment property, or shares that you may not be able to afford outright. By borrowing money to invest, you could potentially multiply...
Pathway to Wealth Guide – 3. Own Your Own Home
How To Own Your Home Earlier One of the biggest financial commitments most of us will ever make is the mortgage on our home. So it is no surprise that the potential savings from adopting a smart mortgage strategy can also be remarkable. TAKE THIS EXAMPLE… Our...
Pathway to Wealth Guide – 2. Invest the Difference in Good Quality Growth Assets
The Foundations of Successful Investing Establishing an investment portfolio can be likened to building a home. The most destructive, yet unpredictable predator to the structure of a home is the weather. Even in these most technically advanced days, we are still...
Pathway to Wealth Guide – 1. Spend Less Than You Earn
How's Your Budget - Surplus or Deficit? Each year in early May, the Treasurer delivers the Federal Budget and many people across Australia listen intently. The Budget tells us how the government plans to spend its revenue in the coming year, whether it can afford to...
